How do I get a cash advance at a bank?
Sunday, November 30th, 2008 at 10:43 pm
Looking For Cash Day Advance Loan Reports
I’m in a tight financial situation and I need to deposit some money into my bank account. Can I just go to my bank and have them run my credit card to get a cash advance? I have a pin number for my credit card, but the ATM will limit what I can take out per day, and will charge a fee for each transaction.
Filed in: Cash Advance Charge
December 2nd, 2008 at 12:06 am
Visit any bank and tell them you need a cash advance from your credit card. If you arent a member of that bank then you will only be able to withdraw up to $500 and they will more than likely charge you a withdrawal fee which is usually $5. If you have a bank then you should go to your bank where you can avoid limitations and fees.
December 2nd, 2008 at 12:35 pm
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December 4th, 2008 at 12:52 pm
Be careful with credit card advances. The charge for each transaction is 3% of total advanced with a minimum charge amount and a max of usually $75.
Depending on dollar amount you are looking to “borrow”, you may want to look at other alternatives like borrowing from a friend or family member.
Another alternative is a short term loan from a payday lender. Check to make sure they are reputable and are members with CSFA.net. Compare several payday lenders’ charge per $100 borrowed.
Please use any cash advance method wisely and only borrow what you can payback within a given period.
If you cannot pay back a short term or two week loan then a cash advance from your credit card maybe your only option. Factor in the cost of the interest rate on top of the advance charge before you make that final decision.