payday loans are a huge trap- they charge huge interest and easily become bad habit and viscious cycle- they make it so easy to get money then by time payday comes around you don’t have enough to pay them back and your bills so you take out another and so on- if you really want to know though- any place that advertises payday loans usually does not even do a credit check they just verify that you have had your job from 1-3 months and that your income is what you say it is by checking your pay stubs- some require that you have a current checking account and have you post date a check to ensure payment- others will do a loan without the check but the interest is usually higher that way- some common companies are Money Tree, Check into cash, Fast bucks- I think you can just look up loans in your local yellow pages
The process of obtaining any type of payday loan begins with submitting a payday loan application. While filling up the payday loan application form you may have to answer some queries. The benefit of beingdirectly from your computer. You can find links to payday loan application at the bottom of this article. There is also another alternative, that is you lookup search engines and compare several payday lending agencies from there.
Don’t do it!!…I’m talking from personal experience here…I tried a few of those pay-day sties before and did manage to pay them back on time fortunately but, when my car needed a new transmission..that’s where I really screwed up… I sought others which would loan ya more money and came across the worst of ‘em all…”CASHCALL”….Yeah, that’s right “CashCall.com”, they advertise on tv too….the interest is hefty… 59% interest…I went ahead and applied for a bigger loan thru those guys and now I’m regreting it….First off, the payments on a monthly basis are as high as if you were paying a brand new car…if you fall behind once…which I did due to slow season at work…those f***rs call you on a daily basis…2 or 3 times a day….and I mean “DAILY”!! I had normal bills debitting out of my bank acct, like cell phone, cable tv, car insurance etc..etc.. and when “CashCall” couldn’t get their money at the specific day of the month they wanted it…my bank kept charging me NSF fees and these guys didn’t wait that long to attempt getting their money, they kept trying to debit their money out of my acct like every three days or so, the little bit of money I had left in the acct was sucked out dried, not by them but, by the bank itself…the accumulated still-to-be-paid Insufficient fund fees the bank was charging me just kept piling up and taken automatically by the bank chunk at a time out of my directly deposited paycheck…everytime my money got there on payday NSF fees were automatically debitted out regardless…so…bank closed my acct…my name is now on the National bank’s Chexsystem..can’t open an account anywhere for at least 5 years. Enought said!
September 27th, 2008 at 1:08 pm
Dont do this, you will regret it.
September 27th, 2008 at 1:18 pm
DONT DO IT! IT IS HORRIBLE. SPEND THE MONEY YOU HAVE NEVER NEVER NEVER DO IT!
September 29th, 2008 at 12:02 pm
I agree with Billie. They are a trap and the interest is outrageous you don’t want to do that to yourself.
September 29th, 2008 at 10:17 pm
payday loans are a huge trap- they charge huge interest and easily become bad habit and viscious cycle- they make it so easy to get money then by time payday comes around you don’t have enough to pay them back and your bills so you take out another and so on- if you really want to know though- any place that advertises payday loans usually does not even do a credit check they just verify that you have had your job from 1-3 months and that your income is what you say it is by checking your pay stubs- some require that you have a current checking account and have you post date a check to ensure payment- others will do a loan without the check but the interest is usually higher that way- some common companies are Money Tree, Check into cash, Fast bucks- I think you can just look up loans in your local yellow pages
October 2nd, 2008 at 2:22 pm
The process of obtaining any type of payday loan begins with submitting a payday loan application. While filling up the payday loan application form you may have to answer some queries. The benefit of beingdirectly from your computer. You can find links to payday loan application at the bottom of this article. There is also another alternative, that is you lookup search engines and compare several payday lending agencies from there.
October 5th, 2008 at 3:38 pm
Don’t do it!!…I’m talking from personal experience here…I tried a few of those pay-day sties before and did manage to pay them back on time fortunately but, when my car needed a new transmission..that’s where I really screwed up… I sought others which would loan ya more money and came across the worst of ‘em all…”CASHCALL”….Yeah, that’s right “CashCall.com”, they advertise on tv too….the interest is hefty… 59% interest…I went ahead and applied for a bigger loan thru those guys and now I’m regreting it….First off, the payments on a monthly basis are as high as if you were paying a brand new car…if you fall behind once…which I did due to slow season at work…those f***rs call you on a daily basis…2 or 3 times a day….and I mean “DAILY”!! I had normal bills debitting out of my bank acct, like cell phone, cable tv, car insurance etc..etc.. and when “CashCall” couldn’t get their money at the specific day of the month they wanted it…my bank kept charging me NSF fees and these guys didn’t wait that long to attempt getting their money, they kept trying to debit their money out of my acct like every three days or so, the little bit of money I had left in the acct was sucked out dried, not by them but, by the bank itself…the accumulated still-to-be-paid Insufficient fund fees the bank was charging me just kept piling up and taken automatically by the bank chunk at a time out of my directly deposited paycheck…everytime my money got there on payday NSF fees were automatically debitted out regardless…so…bank closed my acct…my name is now on the National bank’s Chexsystem..can’t open an account anywhere for at least 5 years. Enought said!
October 7th, 2008 at 11:48 pm
You’re much better off selling stuff.
I have no problems with pawn shops.